The Cash Flow Creation Virtual Summit

Ashley M. Fox’s career in finance began at Howard University, where she earned her degree and graduated with honors before beginning her career on Wall Street. As a Wall Street analyst, Ashley worked in asset management, helping manage investment portfolios for high-net-worth individuals and families with net worths of $25 million and more. Her career gave her firsthand experience with how significant wealth is invested, managed, and positioned for the future.

That experience ultimately shaped a much bigger vision for Ashley. She believed the knowledge and tools she was exposed to on Wall Street could be valuable far beyond the people traditionally served by the industry. She wanted to reach the 99% of the world that Wall Street often overlooks, and show everyday people how investing, ownership, retirement planning, and financial education could become part of their lives too. Her goal was to give people the knowledge and tools to make informed decisions, create more financial options, and change the financial legacy of their families.

That vision led Ashley to create Empify, a financial education technology company whose name combines EMPower and modIFY. Empify was built to transform the way adults and children learn about money by making investing and financial education practical, understandable, and accessible regardless of where someone is starting financially.

Today, Ashley is a nationally recognized financial expert, keynote speaker, and award-winning entrepreneur. Through Empify and their membership-based platform the Wealth Builders Community, often referred to as the “Netflix of Finance,” she has helped people learn how to invest, pay off debt, prepare for retirement, build their estate plans, and make more informed decisions about their financial futures.

Ashley’s work has reached millions of people across the United States and in more than 22 countries. Her financial education has been brought into hundreds of schools, prisons, Fortune 500 companies, organizations, and communities, reaching adults and children with tools designed to turn financial knowledge into action.

The Cash Flow Creation Summit has become one of the clearest expressions of that mission. After reaching more than 9,000 people through the first four summits, Ashley is now hosting the 5th Cash Flow Creation Summit, continuing a movement designed to help everyday people understand how to invest, build assets, create additional income, and make financial decisions that can change what is possible for themselves and their families.

This 5th summit represents the next chapter of that mission, bringing thousands of people together to gain practical financial education, learn new strategies, and take action toward creating the financial future they want.

Day 1: The Millionaire Mindset Matrix

How To Think And Manage Money Like The 1%

Wealth always begins with mindset, but it also requires the right setup. The 1% don’t just think differently; they open the right accounts early and understand exactly how those accounts work for them.

In this session, we will show you how to shift your money mindset and build the right financial foundation. You’ll learn which accounts you need, why they matter, and how to use them as tools to create lasting security.

Day 2: Your Debt-Free And Income Blueprint

Building A Debt Paydown Plan While Creating Extra Income

Debt is one of the biggest barriers to building wealth, and most people never learn how to manage it the right way. On Day 2, we will show you how to take control of your debt, create a clear payoff plan, and free up money you didn’t realize you had.

Then, you’ll discover how to put those extra dollars to work by starting small with REITs, dividend stocks, and other income-producing assets that can grow into real passive income streams over time.

Having your money work for you is something we can ALL do

Day 3: Building Passive Income With REITs

How To Get Into Real Estate With Less Than $200

To create passive income as a real estate investor, you don’t need thousands of dollars, tenants, or a mortgage to start.

On Day 3, Ashley Fox, one of the nation’s leading voices on REITs, will break down how everyday investors can own pieces of malls, apartment buildings, hospitals, data centers, and more…all without ever managing a property.

You’ll see exactly how to begin building passive income streams with as little as $200, using the same strategies seasoned investors rely on to grow wealth through real estate.

Day 4: Creating Cash Flow With Dividend Stocks

How To Build Passive Income Without Trading Every Day

Dividend stocks are one of the most powerful ways to build wealth and create consistent cash flow, especially for retirement. On Day 4, we will break down how to choose the right dividend stocks, structure your portfolio, and start collecting steady income - whether you’re investing with $50 or $5,000.

You’ll also discover how these same strategies can set you up for retirement by creating income streams that continue to pay you for years to come, without the stress of day trading or constantly watching the market.

By the end, you’ll know exactly how to use dividend stocks to create steady income and build toward the retirement you want.

Day 5: Legacy Planning Made Simple

How To Protect Your Wealth And Set Your Family Up For Success

Growing wealth is one thing, but keeping it and passing it down to your family is what truly builds generational change.

On the final day of the Cash Flow Creation Summit, we will show you how to protect what you’ve built, avoid costly mistakes, and use smart tax strategies to set up your children and family for long-term success.

This is about more than money - it’s about creating security, freedom, and a legacy that lasts.

Ashley’s leadership And impact have been widely recognized

Empify has been named to Inc. Magazine’s list of the 5000 Fastest-Growing Private Companies in America three years in a row, ranking #652 in 2024, #145 in 2025, and #537 in 2026. Ashley’s expertise has been featured in Forbes, Bloomberg TV, CNBC, Yahoo Finance, Business Insider, and Essence Magazine, and she has been honored as one of Inc.’s Top 500 Female Founders and a Black Enterprise 40 Under 40 awardee.

Now, Ashley brings her Wall Street experience, financial expertise, and practical wealth-building frameworks to the 5th Cash Flow Creation Summit, a 5-day virtual experience designed to help you create additional income, eliminate debt, invest with confidence, prepare for retirement, and make stronger financial decisions that can change your family’s financial future.

9,000+ People Have Experienced the Cash Flow Creation Summit. Now It’s Your Turn.

Investment & Retirement Accounts

Learn how to choose the right investment accounts to help generate supplemental income today while building toward retirement. Understand which accounts fit your goals and how to use them together

REIT Income Strategies

Learn how to identify and invest in REITs that pay consistent income. Discover how to build cash flow from real estate without owning or managing a property.

Debt Freedom Blueprint

Get proven strategies to pay down debt faster while still investing. Learn how to balance elimination and growth to accelerate your path to financial independence.

Legacy & Wealth Transfer

Understand how to build wealth that lasts for generations. From avoiding debt traps to protecting your assets, you’ll discover how to pass down true financial security.

Dividend Stock Framework

Master the process of selecting dividend-paying stocks and structuring a portfolio that generates steady income month after month.

Investment Research Framework

Learn how to research income-producing investments, build a passive income portfolio, and manage it over time. Understand what to track and when to make adjustments.

Backed by real Wall Street experience, this summit takes complex financial strategies and makes them simple, practical, and actionable. From investing and creating additional income to retirement, debt, taxes, and legacy planning, every lesson is designed to help you better understand your money and make more informed decisions about your financial future.

Elevate your financial knowledge through expert-led sessions, real-world exercises, interactive Q&As, and practical tools you can apply to your own financial plan. And for the first time ever, Diamond and Platinum ticket holders will take the experience beyond the screen with an exclusive, live in-person Wealth Activation in Atlanta, GA, created specifically for our highest-level ticket holders.

This is a world-class financial curriculum delivered in just five days, with an entirely new opportunity to experience it in person. You’ll walk away with greater clarity, confidence, and tools to grow your cash flow, strengthen your financial foundation, and create a legacy for generations to come.

Here's something important you need to know: There’s a BIG difference between having money and being financially secure.

Have you ever thought about why 70% of lottery winners end up going bankrupt after hitting the jackpot?

Yes, it’s because they live beyond their means and make poor decisions, but the key reason they’re unable to maintain that lifestyle is because they don’t have mindset or strategies needed to keep consistent streams of Cash Flow coming in!

Recurring, reliable Cash Flow Creation is the only way to build generational wealth.

For too long, the strategies required to invest and build wealth have not been taught in our school system, nor are they talked about at the dinner table.

...but now, I’m revealing them to YOU.

You FINALLY have the chance to learn how to create multiple streams of reliable passive income and build generational wealth for you and your loved ones.

Imagine waking up every day knowing exactly where your money is going, how it’s growing, and living off your passive income. Picture having multiple streams of income flowing in consistently…money working for you, even while you sleep. That’s exactly what the Cash Flow Creation Summit is designed to help you achieve.

For too long, financial education has been missing from schools, skipped at the dinner table, and kept out of reach for most people. This is why so many hardworking people stay stuck, confused, and never truly moving forward. This summit changes that.

Over five powerful days, I’m going to show you how to create consistent cash flow, pay off debt without falling behind, invest with confidence, and build a plan that sets your family up for long-term success. You’ll learn the exact strategies the wealthy use, but in a way that’s simple, practical, and built for everyday people.

This isn’t just another event where you leave overwhelmed and confused. The Cash Flow Creation Summit is an experience that gives you clarity, direction, and a plan you can act on right away. By the end of the summit, you’ll walk away with a clear plan for building consistent cash flow - from knowing which accounts to open, to understanding exactly how to invest in REITs and dividend stocks, to setting up a strategy that grows your income month after month.

Over 9,000 people have already attended & transformed their financial journey. Now, it’s your turn to step into the room, learn the strategies, and finally take control of your money, your future, and your legacy.

General Admission Ticket

$97

Includes

5 Days of the Cash Flow Creation Virtual Summit
CFC Summit Portal
Exclusive Summit Facebook Group
Exclusive Cash Flow Creation Workbook
Reserved Diamond Seating at the Wealth Activation Live Event - Nov 7
Ticket to the Empify Diamond Reception - November 6, 2026
Ticket to Wealth Activation Live Event: November 7, 2026
Empify Net Worth Spreadsheet
Top AI Stocks to Consider Guide
CFC Bonus Strategy Sessions
Live Exclusive Pre-Session Q&A w/ Ashley Fox (Priority Access)
CFC Premier Access Lounge (Inside the Empify App)
Diamond Zoom Background
5 Days of the Cash Flow Creation Virtual Summit
CFC Virtual Networking Mixer
Exclusive CFC Summit Facebook Group

Get General Access Now

VIP Ticket

$297

Includes

Live Exclusive Pre-Session Q&A Session w/ Ashley Fox(Limited Question Access)
5 Days of the Cash Flow Creation Virtual Summit
CFC Summit Portal
Exclusive Summit Facebook Group
Exclusive Cash Flow Creation Workbook
Ticket to the Empify Diamond Reception - November 6, 2026
Ticket to Wealth Activation Live Event: November 7, 2026
Reserved Diamond Seating at the Wealth Activation Live Event - Nov 7
Empify Net Worth Spreadsheet
Top AI Stocks to Consider Guide
CFC Bonus Strategy Sessions
Live Exclusive Pre-Session Q&A w/ Ashley Fox (Priority Access)
5 Days of the Cash Flow Creation Virtual Summit
CFC Virtual Networking Mixer
Exclusive CFC Summit Facebook Group

Get VIP Access Now

Platinum Ticket

$497

Includes

Ticket to Wealth Activation Live Event: November 7, 2026
CFC Bonus Strategy Sessions
Live Exclusive Pre-Session Q&A Session w/ Ashley Fox
CFC Premier Access Lounge (Inside the Empify App)
Platinum Zoom Background
5 Days of the Cash Flow Creation Virtual Summit
CFC Virtual Networking Mixer
Exclusive CFC Summit Facebook Group
Exclusive Cash Flow Creation Workbook
Ticket to the Empify Diamond Reception - November 6, 2026
Reserved Diamond Seating at the Wealth Activation Live Event - Nov 7
Empify Net Worth Spreadsheet
Top AI Stocks to Consider Guide
CFC Bonus Strategy Sessions
Live Exclusive Pre-Session Q&A w/ Ashley Fox (Priority Access)
Diamond Zoom Background

Get Platinum Access Now

Diamond Ticket (All Access Pass)

$997

Includes

Ticket to the Empify Diamond Reception - November 6, 2026
Ticket to Wealth Activation Live Event: November 7, 2026
Reserved Diamond Seating at the Wealth Activation Live Event - Nov 7
Empify Net Worth Spreadsheet
Top AI Stocks to Consider Guide
CFC Bonus Strategy Sessions
Live Exclusive Pre-Session Q&A w/ Ashley Fox (Priority Access)
CFC Premier Access Lounge (Inside the Empify App)
Diamond Zoom Background
5 Days of the Cash Flow Creation Virtual Summit
CFC Virtual Networking Mixer
Exclusive CFC Summit Facebook Group
Exclusive Cash Flow Creation Workbook

Get Diamond Access Now

Who is This Summit For?

This summit was designed for literally ANYONE who wants the financial security and stability that come with consistent monthly Cash Flow Creation! We’ve had 18 year olds attend our summit, while educating a woman who was 80. It is never too late to learn how to begin investing and building wealth. So, even if you are a beginner, we break it down in an easy and digestible way, so that, by the end of the summit, you can implement everything we show you on your own.

Are Tickets Refundable?

Participants may select from multiple ticket levels, with each upgraded level offering additional benefits, access, and experiences. All ticket purchases are final, non-refundable, and non-transferable. Summit registration and participation provide access only to the content, sessions, and experiences specifically included with the ticket level purchased and do not include access to any other Empify programs, products, events, memberships, or branded content unless specifically stated.

How Much Will This Summit Cost?

There are four ticket options for The Cash Flow Summit: General Admission for $97, VIP for $297, Platinum for $497, or $997 for the exclusive Diamond ticket (limited amount).

Are the Virtual Summit Classes Live?

Yes, classes will be live. Although the classes will be live and recorded, Platinum and Diamond tickets will get access to the recordings for a limited time. So, you will need to watch the summit live or watch the recordings for the limited time they will be posted in the Facebook Group or within your Platinum & Diamond Portals.

Who is This Summit Not For?

Unfortunately, this summit is not for individuals who are looking to get rich quick. This entire event is not a shiny object to be added to your collection of courses, books and videos that you still have never gone through. If you are curious about investing and getting your money in order, but not seriously, you do not want to waste your money, your time, our time and energy. We will not show you how to turn your money into millions. Our goal is to show you how to start with what you have, build from there, and create sustainable income that can be for both you and generations to come.

What If I Can’t Make It Everyday?

Don’t worry! Replays of each day’s session will be available inside the dedicated Summit Facebook group, the VIP Portal, and inside CFC Premier Access Lounge (located in the Empify App) until November 1st at 11:59 PM EST for you to view.

How is This Different From Your Courses or Free Content On Investing?

While we at Empify do have content available on investing and building wealth, this is our premiere, ONE TIME PER YEAR, virtual event. The Cash Flow Creation Summit includes 5 straight days of learning, growing, and building your own portfolio as an investor. We have Special bonuses, guest speakers, and exclusive training that has not been provided to anyone within our previous programs. This is an exclusive annual event we host for thousands of brand new and beginner investors.

What is the Wealth Activation In-Person Event?

For the first time ever, Platinum and Diamond ticket holders will receive complimentary access to our exclusive, in-person Wealth Activation experience in Atlanta being held on November 7, 2026. This live experience is designed to take what you learn during the Cash Flow Creation Summit and help you put it into action alongside the Empify Team. You’ll go deeper into building your personal wealth strategy, creating cash flow, and making intentional financial decisions for your future. You’ll have the opportunity to learn, connect, ask questions, and work through your next steps in a high-energy, hands-on environment. Your complimentary Wealth Activation ticket is included exclusively with your Platinum or Diamond Summit experience.